may 2 cents

* eeks! typo!

Just kidding. But for real, here is *my 2 cents. (Ironically, it is May 2nd) All giggles aside. I've been wrapped in dealing with finances...another school year ahead of me, and plenty of goings-on to add to my monthly monetary crunch. I've been a good girl these past 4 years, and have kept my retail-retaliation, archnemesis of my debit card-visa duo, to a minimum. But to no avail, what they say is so true. The more you make, the more you spend. I'm finding myself often looking back on the days where $20 could buy me the world, whereas now, it's a little short of half a tank of gas. Without saying, penny pinching is a must, but nearly impossible with all the stuff that life brings. I am reminded of those Classic Real Life: Visa commercials that went something like:

Tuition $4500,

Books $675,

Daily White Hot Chocolate from Second Cup: $5.25,

Sitting in a sardine-packed lecture hall with 1/2 of the people without a clue?

Priceless.

In conclusion, I've learned that life is expensive. It costs nothing to exist, but plenty to live. Therefore, the only variable I can really control (minus the birthdays, holidays, anniversaries, weddings, etc.) is how much I save. By saving MORE, I am spending LESS. I'm giving penny-pinching a much needed make-over...it's more than being frugal, or prudent, it's being Thrifty. Am I making a fashion statement? OR you can

Think of it this way,"...watch your Pennies --cents--, and the $-Dollars-$ will look after themselves."

Spending & Saving can Co-Exist. *Yes We Can! -- haha, had to throw in some American Politics since we're talking Money.